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Social Security Disability Insurance (SSDI) is a federal program administered by the Social Security Administration that provides monthly financial benefits to individuals who are unable to work because of a serious medical condition or disability. These benefits may also be available to certain eligible family members, including spouses and dependent children.

To qualify for SSDI, applicants must generally have worked and paid Social Security taxes for a sufficient period of time and must meet the SSA's definition of disability. Unfortunately, obtaining benefits is often more difficult than many people expect. The application process can be complex, extensive medical evidence is usually required, and many valid claims are initially denied.

An attorney experienced in Social Security Disability claims can help guide you through the process, gather supporting evidence, meet important deadlines, and advocate on your behalf during appeals. Having knowledgeable legal representation may improve your chances of obtaining the benefits you deserve.

In order to receive SSDI benefits, you must first be insured, meaning you have worked long enough — and recently enough — and you must have paid Social Security taxes on your earnings.

In terms of disability, your condition must prevent you from earning a certain monthly income as a full-time worker. However, this does not mean you can start receiving benefits immediately following an injury. Your disability must have lasted (or is expected to last) for at least 12 continuous months or will likely result in death. Some examples of qualifying conditions include musculoskeletal problems, respiratory illnesses, and neurological disorders.

If you are wondering whether you qualify for SSDI benefits, reach out to us today at Sean F. Hampton, Attorney at Law. Our attorney has handled hundreds of disability cases, and he is prepared to help you understand your options.

The first step of an SSDI claim is to determine whether you are eligible to receive disability benefits. We can review your circumstances to help you better understand what you will need for your application.

Factors that may affect your eligibility for benefits include:

• The nature and severity of your condition may place your condition within the SSA’s list of eligible impairments
• How long your condition is likely to affect you
• Whether you paid in enough credits to be eligible for SSDI
• How the disability affects your capacity to work

From gathering detailed medical evidence to filling out your application to appealing a denied claim, we’ll be there to guide you. We have a deep familiarity with this process. In fact, our attorney is a former adjunct professor who taught Social Security Law.

The claims process can feel impersonal, but we understand that your need for benefits is a highly personal issue. We can also work with you to apply for Supplemental Security Income (SSI) if you are eligible for both kinds of benefits.

We understand how dramatically a disability can affect your life, your family, and your financial security. The Social Security disability process can be overwhelming, especially when you are already coping with serious medical challenges. You have enough to worry about—let us handle the details of your claim.

Our office can help ensure that your application is complete, properly documented, and supported by the medical evidence needed to present the strongest claim possible. From the initial application through the appeals process, we work to protect your rights and guide you every step of the way.

When you work with us, you will have direct access to your attorney and personalized attention throughout your case. 

Contact our Mobile office today to schedule a free consultation regarding your SSDI claim. At Sean F. Hampton, Attorney at Law, we represent clients throughout Alabama, including Baldwin, Washington, and Escambia Counties, as well as clients in Escambia County, Florida, and Harrison County, Mississippi.

No attorney's fee is owed unless benefits are recovered on your behalf.

For those who have never or rarely worked and who are also significantly affected by disability, the Social Security Administration (SSA) offers Supplemental Security Income. If the SSA deems you eligible, Supplemental Security Income could help loosen the grip of financial distress and provide Medicaid health insurance. Children with disabilities are also eligible for Supplemental Security Income and Medicaid.

At my firm, Sean F. Hampton, Attorney at Law, I work to help those in need find financing options and protect their futures. With more than a decade of experience in Social Security claims, I can help you apply for Supplemental Security Income and help increase the chances of a successful claim. If your claim is denied, I can assist you with appealing the SSA’s decision.

Supplemental Security Income (SSI) is offered to disabled adults and children with limited financial resources.

To receive SSI, your income must be below the amount designated by your state. Income requirements vary but typically rely on the federal benefit rate as a base. The federal benefit rate in 2020 is set at $783 per month for individuals and $1,175 per month for couples.

However, when considering income, the SSA does make some exclusions, such as SNAP benefits, some scholarships and income used for workplace disability accommodations.

The SSA also considers assets such as real estate or stocks when determining eligibility. For individuals, the asset cap is $2,000, and for couples, the asset cap is set at $3,000. Assets do not include life insurance policies or your home.

To determine whether you are eligible for SSI or not, contact an experienced Social Security attorney.

My experience handling matters of Social Security has helped me catalog common mistakes made during the application process. I have also served as an adjunct professor teaching Social Security Law at the University of South Alabama, which makes me uniquely qualified to provide insights and information about the Social Security system. I can help you avoid common mistakes during the preparation and filing of your SSI claims.

I work with clients across the Gulf Coast, from my office here in Mobile down to Pensacola, Florida. I am well-versed in the Social Security regulations set forth by each state and can help you better understand how an asset or income restriction will affect your case. Using an extensive network of valuators, I can even help you determine whether you meet those restrictions or not.

In the case of an unsuccessful or denied claim, I can guide you through the appeals process. You have a right to representation during an SSI appeal. I have helped many clients across the Gulf Coast appeal claims to get them the income they need to survive.